Life Insurance Protection
Life Insurance provides financial coverage upon death.
Life insurance is the most cost efficient way create an instant estate for surviving family members who rely heavily on the income from one or both of the breadwinners to meet their lifestyle needs. We perform a capital needs analysis to help you determine how much life insurance is needed to provide for
- Immediate cash needs, such as debt payoff, final expenses, estate settlement costs, funding college expenses
- Survivor income net of other income sources
- The care of elders or family members with special needs